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In practice, the delivery date depends in part on what you donate and how you donate it. Many additional rules apply to the charitable donation deduction, so please contact us if you have questions about the deductibility of a gift you’ve made or are considering making.But act soon — you don’t have much time left to make donations that will reduce your 2017 tax bill.

Sidebar: Directing tax-inefficient funds into nontaxable accounts If you invest in actively managed or other tax-inefficient funds, ideally you should put these holdings in nontaxable accounts, such as a traditional IRA or 401(k).

This limits an ETF’s recognition of capital gains, making it more tax efficient.

This isn’t to say that tax-inefficient funds don’t have a place in your portfolio.

If you fail to account for these distributions, you’ll end up paying tax on them twice — once when they’re paid and again when you sell your shares in the fund.

Fortunately, under current rules, mutual fund companies are required to track your basis for you.

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  1. Tomasz Kroker was jailed for 10 years for causing the deaths of Tracy Houghton, 45; sons Ethan, 13, and Joshua, 11; and her partner’s daughter Aimee Goldsmith, also 11.